UK SIC 2007 · 64191
UK banks, covers retail banks, commercial banks, building societies that have converted to plc form, and challenger banks. A small but high-LTV cohort. Distinct from 64200 (financial holdings) and 66110 (financial market admin).
Despite its banking-flavoured title, division 64 on the UK register is dominated by corporate structure rather than lending: 64209, activities of other holding companies, and 64999, financial intermediation not elsewhere classified, together account for most registrations. Holding companies also split by sector, with 64203 for construction groups, 64205 for financial services groups and 64202 for production groups. Around them sit genuine investment vehicles: open-ended investment companies on 64304, investment trusts on 64301, venture and development capital on 64303, REITs on 64306, security dealing on 64991 and mortgage finance companies on 64922.
64200, Activities of holding companies64921, Credit granting by non-deposit-taking finance houses66110, Administration of financial marketsBecause so much of the division is holdcos and special purpose vehicles, the natural prospectors are advisers to corporate structures: accountants and tax specialists pitching group relief and consolidation work, corporate solicitors, company secretarial providers and wealth managers serving the families behind investment companies. Lenders and brokers watch the mortgage and intermediation codes for referral partners. A newly incorporated holding company is a strong signal of a group reorganisation, acquisition or pre-sale restructure in motion, precisely when advisory fees are being committed, and approaching confirmation statement or accounts deadlines flag entities whose compliance may be an afterthought.
ACTIVE COMPANIES BY REGISTERED-OFFICE POST TOWN · COMPANIES HOUSE REGISTER, JULY 2026
Yes, UK challenger banks (Monzo, Starling, Atom, etc) all file 64191. Building societies file 64190.
Only if they hold a banking licence. EMIs (electronic money institutions) and PSPs file 64199 or 66190 depending on regulatory status.
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